Question

Which of the following statements is true of the Fair Debt Collection Practices Act?

A. It permits debt collectors to contact a third party, even if an attorney representing a debtor responds to all communications by the collector.

B. It permits debt collectors to contact third parties; the collectors must disclose that they are pursuing a debt against a consumer but may not disclose the nature or amount of the debt.

C. It permits debt collectors to contact third parties; the collectors must disclose that they are pursuing a debt against a consumer and may also disclose the nature or amount of the debt.

D. It forbids debt collectors from contacting third parties regardless of the disclosure or nondisclosure of the existence of a consumers debt.

E. It permits debt collectors to contact third parties, but the debt collector may not state that the consumer owes a debt.

Answer

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