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Question
What type of mortgage involves an interest rate that rises to a specified amount after an initial period of (usually) three to seven years?A. simple interest mortgages
B. fixed rate mortgages
C. compound interest mortgages
D. adjustable rate mortgages
Answer
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Related questions
Q:
Who was the philosopher who condemned usury?
A. Thomas Aquinas
B. Reinhold Niebuhr
C. Adam Smith
D. Immanuel Kant
E. G. W. F. Hegel
Q:
Who was the moral philosopher who wrote The Theory of Moral Sentiments as well as The Wealth of Nations?
A. John Locke
B. John Wesley
C. David Hume
D. Adam Smith
E. Immanuel Kant
Q:
Which of the following describe "personal whistle-blowing"?
A. Morally permitted, but not morally required.
B. Morally obligatory.
C. Morally forbidden.
D. Morally irrelevant.
Q:
Whistle-blowing is often thought to indicate the falsity of which common myth?
A. The Myth of Stakeholder Interest
B. The Myth of Amoral Business
C. The Myth of Moral Business
D. The Myth of Shareholder Interest
Q:
Which of the following conditions is necessary for whistle-blowing to be morally permissible, but not morally obligatory?
A. The employee has reported the serious threat to his/her immediate supervisor.
B. The whistle-blower has documented evidence that would convince a reasonable, impartial observer that one's view of the situation is correct, and that the company's product poses a serious danger to the public.
C. The employee has good reason to believe that by going public, the necessary changes will be brought about.
D. The whistle-blower has reason to believe that he/she will be seen as failing to be loyal to the company.
Q:
Which step in the assessment of safety is a technical question?
A. Deciding how much safety is demanded with respect to a particular product or activity.
B. Determining how much safety is attainable and how to attain it in a given endeavor.
C. Ascertaining whether a particular instance of a product or activity comes up to standards of safety.
D. Deciding who will experience the risk.
Q:
What is the second step in the assessment of safety?
A. Deciding how much safety is demanded with respect to a particular product or activity.
B. Determining how much safety is attainable and how to attain it in a given endeavor.
C. Ascertaining whether a particular instance of a product or activity comes up to standards of safety.
D. Lowering the level of risk until it is found, by the ordinary person, to be acceptable.
Q:
Which of the following was set up by the Sarbanes-Oxley Act.
A. Generally Accepted Accounting Principles
B. Code of Professional Ethics
C. Generally Accepted Auditing Standards
D. Public Company Accounting Oversight Board
Q:
Which of the following is the popular name of the Federal National Mortgage Association?
A. Fannie Mae
B. Freddie Mac
C. Freddie Mae
D. Fannie Mack
Q:
Martha Stewart was charged with which of the following?
A. Making an insider trade.
B. Lying in connection with making an alleged insider trade.
C. Failing to disclose the financial position of her company.
D. Obstructing justice by not providing proper documentation of workplace safety.
Q:
Which of the following is a moral basis for disclosure of corporate information?
A. Each person has the right to know those actions of others that could benefit him.
B. Each person has the right to any information about a company he desires.
C. Each person has the right to enter a transaction fairly and thus is required to inform others of his intent.
D. Each person has the right to know those actions of others that will serious and adversely affect him.
Q:
Which of the following is one of the moral responsibilities of management?
A. Management is responsible to the board.
B. Management is responsible to the workers.
C. Management is responsible to maximize profits.
D. Management is responsible to the shareholders.
Q:
For the EU and the WTO, a business is considered "medium-sized" if it has how many employees?
A. 100 or fewer
B. 250 or fewer
C. 50 or fewer
D. 250-301
Q:
The recognition that the "good of the country" is not the same as the "good of corrupt leaders" is an expression of which moral norm for multinational operations?
A. Activity must benefit the host country
B. Do no intentional direct harm
C. Respect the human rights of workers
D. Respect the laws of a host country
Q:
Which of the following represent reasons for multinational corporations to operate in less developed countries (LDCs)?
A. highly trained labor, tax incentives, scarce resources
B. cheap labor, available resources, tax shelters
C. good infrastructure, well-educated populace, textile factories
D. strong currency, developed bureaucracies, decent healthcare
Q:
Which of the following is the non-Marxist critique of American capitalism that involves the view that the government overtaxes the population to produce unnecessary war materiel?
A. The military-industrial complex
B. False needs and overproduction
C. Inequalities inherent in the system
D. Exploitation
Q:
Which of the following explains why the general public has labeled business as self-seeking, narrowly self-interested, and socially blind?
A. The proposal of legislation by business that would increase profits and reduce protections of workers.
B. The negative response of business to legislation that has expressed social demands.
C. The positive embrace of legislation by business that has expressed social concerns.
D. The lobbying of Congress to enact strict regulatory laws governing private property
Q:
In 2004, the United States had approximately 5 percent of the world's population, but used approximately how much of the world's refined oil?
A. 10%
B. 25%
C. 40%
D. 50%
Q:
The notion that the resources of the world have already been divided up, and that corporations, governments, and individuals own them is consistent with which of the following views?
A. The Status Quo view
B. The Universal-Ownership view
C. The Right to Universal Access view
D. The Imperialistic view
Q:
Which of the following is true about the right to privacy with relation to the Internet?
A. The right to privacy is ethically covered, but not legally.
B. The right to privacy is legally covered, but not ethically.
C. The right to privacy is neither ethically nor legally covered.
D. The right to privacy is both legally and ethically covered.
Q:
Which of the following is an example of real property?
A. Land, buildings, and additions on the land.
B. Money, stocks, bonds, financial securities.
C. Expressions of ideas, inventions, discoveries.
D. Some physical item that we can touch, though not usually land and buildings.
Q:
"Child Labor" refers, generally, to which of the following sets of practices?
A. Working on farms doing chores before and after school for little or no pay.
B. Working at a part-time job after school for minimum wage.
C. Working in unsafe conditions often damaging to health for poor pay.
D. Babysitting and/or mowing yards for neighbors for very little pay.
Q:
According to the International Labor Office, what percentage of children between the ages of 10 and 14 are working (not only in Asia, but in parts of Western Europe, as well)?
A. 25%
B. 50%
C. 75%
D. 5%
Q:
Which of the following is not a benefit of international outsourcing?
A. Purchasing goods more cheaply
B. Cheaper labor
C. Closer controls on the manufacturing process
D. Easier regulatory practices
Q:
Which of the following is true about the right to freedom of expression?
A. Employers can morally limit the right of employees to freedom of speech on the job.
B. Employers can morally limit the right of employees to criticize the company outside of the workplace.
C. Employers can morally limit the right of employees to criticize the company when away from the job and on their own time.
D. Employers cannot morally limit the right of employees to freedom of speech.
Q:
The rule of "last on, first off" with respect to firing policies protects which of the following?
A. The rights of junior members of a firm to job security
B. The job security of middle management.
C. Seniority rights to job security
D. The pension rights of new employees.
Q:
Which of the following is true about affirmative action?
A. Qualified women and minority members cannot be given preference on the basis of sex or race.
B. Affirmative action justifies hiring unqualified women or minority members in preference to men.
C. Preferential hiring is a mandatory way of making adequate progress toward achieving affirmative-action goals.
D. Qualified women and minority members can morally be given preference in order to achieve affirmative action goals.
Q:
For advocates of the free enterprise system, it works as it should, it does which of the following?
A. Rewards all of those in society, regardless of their contributions.
B. Rewards only those who contribute to the economy, and only in proportion to their contribution.
C. Rewards only those who contribute to the economy, and singles out for punishment, those who don't.
D. Rewards members of society randomly.
Q:
Which of the following is not something that is championed by advocates of socialism?
A. free enterprise
B. equality
C. security
D. absence of exploitation
Q:
Socialism is commonly, and erroneously, often confused with which of the following?
A. capitalism
B. communism
C. feudalism
D. None of these