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Question
What organization has primary responsibility for supervising the branches and agencies of foreign banks operating within the United States?
Answer
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a. Fair Debt Collection Act
b. Fair Credit Reporting Act
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Which of the following is NOT a function of the Federal Reserve?
a. levying a high tax on state bank notes
b. conducting bank examinations
c. handling the governments central banking function
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How did Alexander Hamilton attempt to establish the federal government as the final authority for Americas economic security?
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A(n) ____________________ savings account provides a ledger of activity that a teller updates when a customer makes deposits or withdrawals.
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b. Reserve requirements are the most important factor in bank lending.
c. Reserve requirements do not change very often.
d. If reserve requirements are low, banks must keep back more money and therefore have less to lend.
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Money doesnt just mean currency, but also checks, ledger transfers, and even credit.
a. True
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What is a promissory note?
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Online systems called _________________________ allow consumers to pay each other directly for a product.
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b. promissory note.
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Which of the following largely eliminated the wide variation of legal regulation from the countrys payments system?
a. Federal Reserve Act of 1913
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Which of the following features of a check indicates who is to receive the funds?
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What is a certificate of deposit?
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A loosening of lending oversight standards contributed to the recent mortgage crisis.
a. True
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Counterfeiting was not a problem when the government first began printing paper currency.
a. True
b. False