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Question
Tim has been approached by Kent regarding Tim's credit card bill payment. Kent is aware of Tim's debt, and says he has come on behalf of the bank he owes to get assurance from Tim that he will repay the credit bill within a specific period of time. Kent is an outside agent who does not work for the bank. Which of the following legislations has the bank violated by contracting Kent to contact Tim?
A) Fair Credit Reporting Act
B) Fair and Accurate Credit Transactions Act
C) Fair Credit and Charge Card Disclosure Act
D) Fair Debt Collection Practices Act
Answer
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