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Question
Shauna is delinquent on her car loan payment. The debt collector hired by the bank visits Shauna and verbally abuses her using highly offensive language. Shauna is annoyed. However, she has suffered no actual damages. Under the Fair Debt Collection Practices Act, the debt collector:
A. may not be ordered to pay Shauna any money because she suffered no injury.
B. may be ordered to pay up to $1,000 for using obscene language.
C. may be ordered to pay up to $10,000 for having made a house visit.
D. is not liable to Shauna, but the bank that hired the collector is liable to her.
E. is allowed to use intimidatory tactics for habitual offenders.
Answer
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Related questions
Q:
Which of the following is true in case an employee carries a respondeat superior insurance?
A. The employer can sue the employee for reimbursements.
B. The employee will be held liable for the employer's torts, while working with the employer.
C. The insurer who has paid the respondeat superior claim will sue the employee who caused the claim.
D. The employee is entitled to receive respondeat superior claims from the employer.
E. An employer will be held liable for an employee's tortious acts whether or not they are in the scope of employment.
Q:
Leslie is on his way to meet his girlfriend, when he meets with a car accident. Leslie's over speeding causes the accident and injures two other people involved in it. Which of the following is true of this situation as per the doctrine of respondeat superior?
A. Leslie was acting within the scope of employment; hence his employer is liable for Leslie's tort.
B. Since this was an accident, no one will be held liable.
C. Leslie was on a frolic and detour when the accident occurred; hence the employer is not liable for the accident.
D. Since the accident was an intentional tort by Leslie, the employer will not be held liable.
E. Leslie's employer will be held liable for all of Leslie's actions, but can sue Leslie for a reimbursement.
Q:
Which of the following is true of the doctrine of respondeat superior?
A. An employee may be held liable under tort law for the torts committed by his/her employer, while the employee was working at the organization.
B. An employer will be held liable for the actions of an employee who is on a frolic and detour.
C. An employee working with an organization and having committed a tort can be held liable for even though he/she did not intend the harm.
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E. An organization is not held liable under tort law for the torts committed by its employees during their work tenure at the organization.
Q:
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B. A principal can be bound by a contract created by a cyber agent, even if the principal is unaware of the contract.
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Q:
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A. performance must be completely done according to contract specifications or the contract is breached.
B. performance will be excused upon the happening of some specified future event.
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Q:
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Q:
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E. right and wrong are unknowable.
Q:
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A. Increasing profit margins on a quarterly basis.
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Q:
Which of the following provides the best definition of ethics?
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Q:
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Q:
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Q:
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Q:
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Q:
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A. ordinance
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