Question

Fact Pattern 27-2
Ruth opens an account with State Bank under an agreement in which the bank reserves the right to charge the account for any item returned due to its unauthorized alteration.
Refer to Fact Pattern 27-2. The agreement between Ruth and State Bank
a. cannot change the effect of the UCC.
b. is in accord with the UCC.
c. violates federal banking regulations.
d. violates the UCC.

Answer

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