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Question
Fact Pattern 44-1Leo opens a credit card account with Macro Credit, Inc., and later marries Nina. After they divorce, Macro attempts to collect the outstanding balance on the card from Nina. She disputes the debt. Macro reviews its files to confirm the amount of the debt, and leaves the information on her credit report.Refer to Fact Pattern 44-1. According to the court in Case 44.2, Johnson v. MBNA America Bank, N.A., Macro
a. conducted a reasonable investigation.
b. conducted an unreasonable investigation.
c. exceeded the requirements of the Fair Credit Reporting Act.
d. met the standards of the applicable state deceptive practices law.
Answer
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Fact Pattern 41-1
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Fact Pattern 41-1
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