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Question
DN Corp. is a credit reporting agency. DN Corp. furnishes an investigative consumer report about Nicole, a candidate, who is seeking employment at Zenith Corp., a financial institution. Nicole is given a weeks notice that such a report will be generated by DN Corp. as part of Zeniths hiring process. DN Corp. follows reasonable procedure when collecting information about Nicole. However, Nicole realizes that the report contains false information about her. In this scenario, which of the following is most likely to be true?
A. Nicole can sue DN Corp. for furnishing false information as it violates the Fair Credit Reporting Act.
B. Nicole can sue Zenith Corp. for requesting an investigative consumer report.
C. Nicole cannot file a libel action against DN Corp. for furnishing false information regardless of whether the investigative procedures were reasonable or not.
D. DN Corp. is not liable to Nicole as it followed reasonable procedures.
E. DN Corp. is protected by the Fair Credit Reporting Act against any liability regardless of whether the investigative procedures were reasonable or not.
Answer
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