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Question
By agreeing to service any assets that are packaged together in the securitization process a bank can:
A. ensure the assets that are packaged and securitized remain in the package and are not sold off.
B. choose the best loans to go through the securitization process.
C. earn added fee income.
D. liquidate any assets it chooses.
E. None of the options is correct.
Answer
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Related questions
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Which of the following adjustments are made to gross loans and leases to obtain net loans and leases?
A. Loan and lease loss allowance is added to gross loans.
B. Unearned income is subtracted from gross interest received.
C. Investment income is added to gross interest received.
D. Loan and lease loss allowance and unearned income is subtracted from gross loans.
E. Loan and lease loss allowance is subtracted from gross loans and investment income is added to gross interest received.
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C. more employees than other banks.
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The Jones State Bank is planning to add a branch office on the west side of Edmond, Oklahoma. The bank has done a survey of local residents near the area where it wants to build the branch office and has discovered that most residents are in their 50's and 60's. Which factor would this address when considering whether to add a new branch?
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Which of the following would not be a telephone service that customers can get from a bank call center?
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B. A fax copy of a loan application to the bank
C. List of what transactions have passed through the account
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A(n) _________________________ is an agreement between a buyer and a seller today which calls for the delivery of a particular security in exchange for cash at some future date for a set price.
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What is the yield to maturity on this T-Bill?
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Which of the following would be an example of a repriceable asset?
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The _______________ is determined by the demand and supply for loanable funds in the market.
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According to the textbook, the lackadaisical profit performance surrounding a merger may be explained by the:
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D. managerial hubris and sizeable merger premium that acquirers have to pay to shareholders of the acquired firms.
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According to the textbook, bank mergers are often motivated by:
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